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Privacy statement

Vesting Finance values your privacy and securely processes and utilises your information.
This page includes the Vesting Finance Privacy Statement.


1.  Who are Vesting Finance?

Vesting Finance is a Credit Management organisation that mainly focusses on recovering outstanding debts for third parties. Vesting Finance is located in Ghent (Ledeberg), Bellevue 3 with company registration numbers: 0448.847.506 and 0872.761.161.

Detailed information:
Name: Vesting Finance
Address: Bellevue 3
Postcode: 9050
Town: Ghent
Telephone number: +32 (0)9 298 26 25
Fax number: +32 (0)9 252 56 86

2. Which information is gathered and processed by Vesting Finance?

Vesting Finance differentiates between personal information and anonymous information. Personal information is information that forms your identity, such as your name, address, email address, telephone number and age. Anonymous information is information that cannot (no longer) reveal your identity.
Vesting Finance may obtain your personal information from different sources, for example, when you entered your details via our website or otherwise. Vesting Finance may also have received your personal information from its client.
When visiting the Vesting Finance website, your browser will save cookies on your computer. Cookies are small data files sent by our server to your browser which resends information to our server when browsing the website in future. The text files are saved in your computer’s memory.
Cookies contain information (such as your PC settings) to simplify your next visit to the website. Aside from the IP address, this information does not include details such as your name, address or any other personal information. You can set your browser to not save cookies during your next visit, though this may disable the use of certain parts of the website. To find out more about the options, consult the browser documentation or click on the browser help button.

3. For what purpose will Vesting Finance use the information?

Vesting Finance will use the (personal) information for, amongst other things:
•     collection of outstanding debts for its clients;
•     establishing score value based on current and historical information with regard to   
       collection which assesses the chance of recoverability;
•     receiving payments for outstanding debts;
•     optimising customer services;
•     optimising your website visit through the use of cookies.
In certain events, personal information may also be used for the benefit of other services, in which case, we would like to refer you to the specific purposes included at the bottom of this privacy statement.

4. Third party use

Vesting Finance will not disclose your personal details to third parties for marketing purposes without your explicit consent (for example for sending out mailshots). Vesting Finance may disclose information to third parties as far as it is required to offer its services and/or will not be traceable to you personally (such as automatically generated information, excluding the IP address). Information will be disclosed to parties and authorities that are authorised to receive or have access to this information.
Vesting Finance may also disclose your information to third parties that are involved in processing and achieving the objectives, including the partnerships within the legal structure of Vesting Finance. Information may therefore also be sent to organisations situated outside the EU.
To conclude, Vesting Finance may disclose your information to third parties if it is legally bound to do so, as a result of a court order and/or if it is deemed necessary to protect its own rights.

5. How does Vesting Finance protect your personal information?

Vesting Finance enforces suitable technical and organisational measures to protect your (personal) information against loss or any form of wrongful handling. Your information will be protected and treated confidentially at all times to the best of our ability.

6. Transfer of undertakings

As a result of further expansion and growth of Vesting Finance, one or more sections or assets of the organisation may be transferred to a third party or Vesting Finance may merge with a third party. In this event, your (personal) information may also be transferred.

7. What are your rights with regard to processing personal information?

Vesting Finance will inform you, excluding (legal) exceptions, if certain information is being processed and will assist in the request to improve, complete, protect or remove this information.
Requests to inspect your personal private information may be sent in writing to the above mentioned address of Vesting Finance, including the reference Personal Information Inspection and a copy of valid proof of identity. If the request is granted, you will be provided, within four weeks, with a complete overview of your personal information on file. Should Vesting Finance have assisted in the request to improve, complete, protect or remove information, it will inform third parties to which this information has been disclosed of the changes made. Vesting Finance will be exempt if proven impossible or as a result of an undue effort.

8. Changes to this Privacy Statement

This Privacy Statement may be changed. Notification of these changes will be published on the website and/or users will be informed.

9. Questions

Should there be any questions about this Privacy Statement, please contact us via info@vestingfinance.be.